My Happy Money Journey with Phoebe Blamey

S3E2 (Part 3) Clarity During Separation

In the final part of this episode, we continue our enlightening conversation with Sallyanne Hartnell, diving deeper into the intricacies of navigating life after divorce. We reflect on the emotional toll that separation can take, particularly when it comes to the loss of friendships and the support systems that often fracture during this challenging time. Sallyanne shares her insights on how to manage these relationships and the importance of surrounding oneself with a supportive network.
We also discuss the financial implications of divorce, particularly for those who may feel trapped due to a lack of resources. Sallyanne highlights the existence of organizations like Plenty and Just Fund, which provide lines of credit for legal and coaching services. This information is crucial for listeners who may feel they cannot afford the support they need to navigate their divorce effectively.
As we wrap up our discussion, Sallyanne emphasizes the importance of education and empowerment. She encourages listeners to take proactive steps in building their financial independence and understanding their worth. We touch on the idea that many individuals already possess the answers they seek; they just need the right questions to guide them.
This episode serves as a powerful reminder that while divorce can be a painful and isolating experience, it can also be a catalyst for personal growth and transformation. Sallyanne compassionate approach and wealth of knowledge provide invaluable support for anyone facing these challenges. We conclude with an invitation for listeners to reach out, whether they are at the beginning of their journey or seeking further guidance, reinforcing the message that they are not alone in this process.
I hope you find these insights as enlightening as I did! and if you loved Sallyanne advice as much as I did and would like to get in contact with her. click the link below to organise your free Intro Call.  Let’s empower ourselves and each other to navigate these challenging times with confidence and clarity. 
 
https://www.reflectcoaching.com.au/contact
 
00:00:00 - Introduction and Personal AnecdotesDiscussion about personal relationships and weekend plans involving family and an ex-husband.
00:01:15 - Introducing Sally-Ann HartnellIntroduction of the guest, Sally-Ann Hartnell, and her expertise in coaching through divorce.
00:01:46 - Understanding Narcissism in DivorceDiscussion on the overuse of the term "narcissist" and its implications in divorce situations.
00:03:56 - Conflict vs. DivorceExploration of how conflict, rather than divorce itself, impacts children and families.
00:05:24 - Coaching Services OverviewInformation on how listeners can connect with Sally-Ann and the services she offers.
00:06:59 - Unravel Course IntroductionOverview of the "Unravel" course designed to help individuals navigate their feelings and decisions.
00:08:57 - Empowerment Through EducationDiscussion on the importance of education and self-empowerment during the divorce process.
00:10:00 - Future Podcast EpisodesPlans for future discussions and topics to cover in upcoming episodes.
00:12:28 - Financial Resources for DivorceInformation on financial resources available for those who may struggle to afford legal support.
00:14:24 - Building Financial IndependenceAdvice on increasing earning capacity and financial independence post-divorce.
00:16:01 - The Importance of Support NetworksDiscussion on the need for a supportive network during and after divorce.
00:18:01 - Closing Thoughts and Future CollaborationsWrap-up of the conversation and plans for future collaborations between the hosts.
00:23:36 - Acknowledgment of Traditional LandRecognition of the traditional custodians of the land where the podcast is recorded.
00:24:07 - Podcast Conclusion and DisclaimerClosing remarks, reminders to subscribe, and a disclaimer about the podcast's content.

S3E2 (Part 2) Clarity During Separation

Hey Honeys!
I'm excited to share the latest episode of the Happy Money Journey podcast, where we continue our deep dive into the complexities of relationships and breakups with the amazing Sallyanne Hartnell. This is part 2 of our 3-part interview, and trust me you don't want to miss it.
In this part, Sallyanne shares some truly eye-opening insights. One of the most empowering messages is that our attachment styles aren't set in stone. We can heal, change, and grow, which is incredibly liberating. She also talks about the importance of creating meaningful rituals and moments with our kids, especially as single parents. It's not about the material things; it's about the connections we build.
Another key takeaway is the importance of centring ourselves in our decision-making processes. Sallyanne encourages us to envision where we want to be in the future and assess whether our current relationships can support that vision. It's all about making conscious choices that align with our true selves. I believe this episode is a must-listen for anyone navigating the ups and downs of relationships.
Tune in now to hear more from Sally-Ann and gain some valuable insights that could transform your journey.
I hope you find these insights as enlightening as I did! and if you loved Sallyannes advice as much as I did and would like to get in contact with her click the link bellow to organise your free Intro Call. Let’s empower ourselves and each other to navigate these challenging times with confidence and clarity. https://www.reflectcoaching.com.au/contact
#HappyMoneyJourney #Podcast #Relationships #SelfDiscovery #SallyAnneHartnell

S3E2 Clarity During Separation: Building your support network.

Hey everyone! I'm excited to share our latest episode where we dive deep into the complexities of navigating divorce and financial independence. Whether you're contemplating separation or have already taken that step, this episode is packed with valuable insights. Here are my top three takeaways that I believe everyone should consider:
Financial Visibility is Key: Before making any decisions about your lifestyle or expectations during a divorce, it's crucial to have a clear understanding of your financial situation. Knowing what's coming in, what's going out, and where your assets and debts lie can empower you to make informed choices. As our guest emphasized, shifting your mindset from scarcity to empowerment can help you regain control over your financial future. Remember, knowledge is power!
Build Your Support Team Wisely: If you find yourself in a situation where financial abuse has occurred or you're feeling overwhelmed, it's essential to surround yourself with the right people. Whether it's a forensic accountant, a family lawyer, or a supportive friend, choose your team based on trust and expertise. Our guest shared a great strategy: create a "pie chart" of your needs and identify who in your network can help you in those areas. Personal recommendations can be invaluable, so don’t hesitate to ask for guidance!
Focus on Your Future and Values: During the tumultuous times of separation, it’s easy to get caught up in anger and resentment. However, our guest highlighted the importance of focusing on your long-term vision and values. By clarifying what truly matters to you, you can make decisions that align with your goals rather than reacting out of hurt. This approach not only helps in navigating the divorce process but also sets the stage for healthier relationships in the future.
I hope you find these insights as enlightening as I did! and if you loved Sallyannes advice as much as I did and would like to get in contact with her click the link bellow to organise your free Intro Call.  Let’s empower ourselves and each other to navigate these challenging times with confidence and clarity. 
https://www.reflectcoaching.com.au/contact
#Divorce #FinancialIndependence #Empowerment #Podcast #NewEpisod #HappyMoneyJourney 

S3E1 Own Your Future : Three Steps To Financial Security

We are back -  Welcome you to Season 3, with award winning finance guru and best selling author Phoebe Blamey! Time to get back on your The Happy Money Journey, folks!!! This week is a big welcome to season 3 – and time to tell the truth to ourselves BEFORE ITS TOO LATE!
 
My question to you is – what do you owe your 80 year old self?
If you are near me in age you probably have a good 30 or 40 years to live well…so lets start looking after ourselves now.
 
There are three things we need to live well in Australia after we retire:
 
Our own home
Our own money
Our own investments
 
So lets get started – by listening to this episode where we dive into how to become unshakeable, why there is a gender investment gap and what we can do to navigate ourselves to a strong financial future.
 
Its time to get on the road for your own happy money journey!

S2E32 Season Finale

Hey Honeys.
What Does Wealth Mean to You?
We often think of wealth as just money, but it's so much more than that! True wealth is about financial security, yes but it's also about health, happiness, and living a life filled with joy and meaningful connections.
In the final episode of our season, we dive deep into what it means to be wealthy. From planning for the future to enjoying the present, we're redefining wealth to include all the things that make life abundant and fulfilling. 
Join us as we explore building a secure, joyful, and wealthy life—inside and out. Don’t miss out! 
#Wealth #FinancialFreedom #LifeAbundance #HealthAndWealth #NewEpisode #PodcastSeasonFinale #happymoneyjourney

S2E31 Investing For Beginers

Hey honeys
Ready to dive into the world of investing? This week, we’re breaking down three accessible investment tools: Micro-Investments, ETFs, and even Crypto! 
Whether you’re just starting out or looking to diversify, this episode is packed with insights to help you grow your money wisely. Tune in to get the lowdown on how to start small, learn as you go, and make informed decisions.
Investing can feel overwhelming, especially when you're just starting out. With so many options and risks involved, it's easy to see why some people hesitate to dive in. However, investing doesn't have to be scary or require a large sum of money. In this blog post, we'll explore three popular investment tools—micro-investments, exchange-traded funds (ETFs), and cryptocurrency—each of which offers a different way to grow your money, even if you're a beginner.

S2E30 Can You Create Lasting Change?

Hey Honeys! In the latest episode of the Happy Money Journey we dive into the fascinating world of change. how we manage it, the challenges we face, and how small, consistent steps can lead to lasting transformation. 
In this episode, I open up about my own experiences, from my Happy Money journey to a recent, life-changing adventure at a wellness retreat in Cairns. 
The hike I recently embarked on serves as a powerful metaphor for this journey. Despite facing tough terrain and moments of doubt, the persistence to reach the beautiful waterfall at the end taught me invaluable lessons about perseverance and resilience. 
Join me as we explore how these principles can be applied to your own life, making the path to your goals more manageable and rewarding. Whether you're looking to improve your finances, health, or overall mindset, this episode is packed with insights and inspiration to help you on your journey.
 #Change #Transformation #HappyMoneyJourney #PersonalGrowth #WellnessRetreat #SmallStepsBigResults #MindsetShift #FinancialFreedom #JourneyToAbundance #Inspiration #Motivation #Resilience

S2E29 Circular Fashion: How To Consciously Consume

Hey Honeys.
Do you ever feel like you can be doing more?
 
This week we talk about turning your trash into someone else’s treasure!
 
The idea of sustainable living is not new –focusing on recycling and reusing rather than constant manufacturing means we can make  a small difference. By making small contributions like selling or donating items you no longer need, we actively participate in creating a more sustainable world.
 
Creating a circular economy is expanded on in Kate Raworth’s Doughnut Economics…an interesting read if you, like me, would like our economy to focus on sustainability over growth!
 
Shopping consciously and exploring second-hand options, not only can you save money but also contribute to reducing waste and promoting a circular economy. Whether it's through platforms like eBay, Marketplace, or local Facebook groups, your trash can truly be someone else's treasure.
 
Of course, we can’t talk about online selling without talking about scams…and how I had hundreds of people contacting me to see if I had PayID and if their brother could pick up…very elaborate!!
 
I can't wait to hear your thoughts on this episode. Stay tuned and as always enjoy the journey.
Doughnut Economics: Kate Raworth: https://www.kateraworth.com/doughnut/

S2E28 From Wardrobe to Landfill: Shopping Smarter

Hey Honeys.
Can you avoid overspending and prevent your shopping guilt? 
 
In the latest episode of the Happy Money Journey podcast we delve into some fantastic tips and tricks to help you shop smarter and more consciously.
 
Did you know, for instance, most of us are guilty of neglecting 60% of our clothes!!!
 
Remember, it's all about being in control of your finances and enjoying the journey while making conscious decisions that align with your values.
Don't miss out on this insightful episode filled with practical advice for a more conscious shopping experience and as always enjoy the Journey.
 #happymoneyjourney #money #shopping 
 

S2E27 Is Pet Insurance Worth It?

Hey Honeys
 
The joy we get from our furry little friend is hard to measure in money but oftentimes we are faced with the hard decision around vet bills and end of life care. For most Australians a large vet bill is an unexpected cost that can be an emotional rollercoaster. 
 
Join us this week as we talk about the cost of pet ownership, we have some awesome money saving tips for you as we delve into the cost of pet insurance as phoebe shares her own recent personal experience. 
 
Is it worth it? 
Is the biggest question we see around pet insurance and most of it is created from myths. But how much is myth or fact? We do the maths and the answer may surprise you.
 
Thank you so much for being a part of this amazing growing community and as always have a very happy journey.
 
Dog Food Recipe 
Ingredients
1kg of butcher bought pet mince
6 cups water
2 cups rice (white or brown is OK)
1 cup of veg (try broccoli, carrots and cauliflower or a combination of similar) **make sure you check for allergies etc and don’t use onions
Directions
Put the meat and rice together and bring to a boil over high heat, then reduce heat to low and simmer for 20 minutes.
 
Add vegetables, and cook for an additional 5 minutes. Remove from heat and cool.
 
Once it’s cool place portions in bags / containers refrigerate a small amount and freeze what you are not using immediately.