My Happy Money Journey with Phoebe Blamey

S2E21 Taking The Boring Out Of Budget: How it Affects You

More Federal Budget talk incoming! While it isn't thrilling, we must stay informed to understand how it shapes your financial future and to make the most out of it for ourselves and our community.
On this weeks podcast we dive into the details from tax cuts to energy bill relief, HECS debts, and support for small businesses, we break down the key highlights and implications for YOU! We look at the funding allocated to finally address domestic violence, improve education and health, and promote sustainability and innovation in businesses. Tune in to learn about the initiatives, rebates, and support available and be inspired to take action on your own financial journey.
The next 12 months leading up to the election will be crucial in shaping our future. Let's make our voices heard and advocate for policies that align with our values and priorities.
#federalbudget #businessopportunities #budgettalk #taxrelief #communitysupport #innovation #happymoneyjourney
Domestic Violence Support:
https://www.whiteribbon.org.au/helplines/
24/7 contact line
https://www.1800respect.org.au/
24/7 contact line
https://askizzy.org.au/ 
government service finder for disability and mental health  

S2E20 Pivoting Your Life: How To Finance A Life Change

I am so sorry I’m a wee bit late releasing our podcast! We have had a super busy mortgage broking week over here at @clover_financial
So here we are…and this podcast is worth the wait, trust me! We all know change is inevitable. Often, we can see it coming but find it daunting as we lose control and stability. This podcast on The Happy Money Journey is all about how to finance the next chapter in our lives. I share valuable insights and tips on how to bank roll this next big pivot in your life or business, so you are prepared and can go ahead with confidence.
If you're feeling the urge for change and don’t know where to start, then buckle up and listen here!
As a special treat, we're giving away our Happy Business Journey ebook for a limited time to help kickstart your entrepreneurial journey. Don't forget to check out the worksheet provided in the episode show notes to help you work through your financial needs and vision.
Dive into the episode, grab the worksheet, and let's nail this transformative journey together! 
Give Away: https://www.happymoneyjourney.com.au/pl/2147699141
Workbook: https://www.happymoneyjourney.com.au/pl/2148300463 
Enjoy the journey, Phoebe xx

Mothers Day Freebie: Live Workshop

Happy Mother's Day! 
We hope you're having an amazing and relaxing day full of appreciation and joy. 
 
After all the running around, eating and gift exchanging I have settled down on the couch and reflected on how lucky I am with the family and community that surrounds me. 
 
It's days like these that make you thankful for friends and family and the time you get to spend with your tribe.
 
For that reason, we want to share with you a recording of the live workshop from our Happy Honey on a Happy Money Journey Facebook group. If you haven't already, click below to sign up and join our little tribe as we guide you on your happy money journey!
 
https://m.facebook.com/groups/481214136395286/?ref=share&mibextid=lOuIew
#financialempowerment #mothersday #moneylessons #financialindependence #happymoneyjourney #gratitude #womenempowerment 

S2E19 Mothers & Your Money Mindset

Hey honeys,
This week we get ready to show our appreciations to the Mothers and Special People in our life. Lets take a moment to reflect on the valuable lessons you've learned from your mother or mother figures.
Consider how these lessons have shaped your financial mindset and influenced your money habits. We explore these valuable money lessons we learn from our mothers and mother figures. Or even the mistakes we have seen them make and how that can affect our money mindset today!
Phoebe explores this in depth talking about what she has learned in her journey and what she has seen in clients over the years.
Happy Mother's Day to all the incredible women out there, whether you're a mother or not. Embrace the journey, learn from the past, and pave the way for a financially empowered future.
Come on and join us on this integral part of your happy money journey.
Enjoy the episode and have a fantastic week ahead!

S2E18 Reprograming Your Subconscious PT2, with Eloise Tomkins.

Are you ready for Part 2 with Eloise Tomkins?!!
Eloise Tomkins breaks down EMDR for us – it’s is a psychotherapy treatment that is designed to alleviate the distress associated with traumatic memories, Eloise has taken it a step further and applied it to her coaching to help business women get out of their own way!!
We talk about how small traumas can affect your work life as an adult. Sometimes we don’t even know what causes these blocks…they just happen. If you have ever felt something unidentifiable holding you back, then this is a great listen! Phoebe was one of the early adopters of Eloise’s practice for business growth, and this makes for a really interesting deep dive into the change that happens from this type of therapy.
It's personal, it's deep and it’s the beginning of some real change.
Part two is now available wherever you listen to our podcast!
https://phoebeblamey.com.au/podcasts/
Also don't forget to do Eloise's Amazing Quiz: "What are your Subconscious Money Blocks?" Found here
https://www.eloisetomkins.com/quiz 

S2E17 Reprograming Your Subconscious PT1, with Eloise Tomkins.

Hey Honeys,
This week we are chatting with Eloise Tomkins.
Eloise is a trained psychologist turned coach, specialising in EMDR.
EMDR is a psychotherapy treatment that is designed to alleviate the distress associated with traumatic memories, but Eloise is using it in her coaching to help business women get out of their own way!! We talk about how small things can even affect your work life as an adult. Sometimes we don’t even know what causes these blocks – they just happen. If you have ever felt something unidentifiable holding you back this is a great listen! Phoebe was one of the early adopters of Eloise’s practice, and this makes for a really interesting deep dive into the change that happens from this therapy. Its personal, its deep and it’s the beginning of some real change.
Check this week’s podcast out.
Part one is available where ever you listen to our podcast! https://phoebeblamey.com.au/podcasts/ Also don't forget to do Eloise's Amazing Quiz: "What are your Subconscious Money Blocks?" found here: https://www.eloisetomkins.com/quiz

S2E16 From Coffee Runs To Cash Saving: Changing Morning Habits For Good

Hey you!
Welcome to this weeks episode of the Happy Money Journey. In this episode we are going to show you how to own your habits! There are so many things we repeat every day that don't align with our values...Come with us as we deep dive into some common habits that we learnt on our own happy money journey and now we want to share them with you!
Do you ever find yourself mindlessly scrolling and ordering take away because you have fooled yourself into thinking its more convenient or quicker than doing it yourself? Its these small daily habits that add up to be a lot of money over time....but are we really receiving joy from these things? We are not saying don't do it - we are just saying make it special!
If you want to turn the joyless and expensive habits we create into positive and productive habits listen in!!!
And here are some great links to things we chat about in the poddy...enjoy your journey!!
James Clear: https://jamesclear.com/
Suze Orman:  https://www.suzeorman.com

S2E15 Overcoming Procrastination:Transforming fear into action!

In this episode of the Happy Money Journey podcast, we delve into the topic of procrastination and why we often get in our own way when it comes to pursuing our goals and dreams. Phoebe discusses the various reasons behind procrastination and offers seven practical ways to overcome it.
Break Tasks Down into Manageable Chunks: Divide your tasks into smaller, more manageable parts to avoid feeling overwhelmed and make progress gradually.
Eat the Frog: Tackle the most challenging task first to set a productive tone for the day and prevent procrastination from taking over.
Visualize Success: Picture yourself completing the task or visualize the positive outcomes of finishing it to motivate yourself and overcome procrastination.
Change Your State: Alter your physical state by taking a cold shower, practicing power poses, or stepping outside to shift your mindset and break free from procrastination.
Delegate and Seek Balance: Delegate tasks to trusted individuals to alleviate workload and prioritize balance in your life by focusing on self-care, social connections, and rest alongside work commitments.
Use a To-Do List: Start and end your day with a to-do list to organize tasks, prioritize them, and track your progress, helping you stay focused and avoid procrastination.
Enjoy the Journey: Embrace the process of overcoming procrastination and working towards your goals, remembering to enjoy the journey and celebrate your progress along the way.
Connect with us on LinkedIn, Instagram or Facebook for more inspiring content. Join the Happy Money Journey community and embark on a path towards financial empowerment and personal growth. Remember, it's time to stop procrastinating and start living your best life. Let's make it happen together!
 

S2E14 From Fitting in to Belonging: The impact on your spending

In this week's podcast episode, we dive into the impact loneliness has on our spending behaviours.
We talk about the difference between fitting in and belonging, the concept of the "third place" and how finding our tribe can help us navigate these overwhelming feelings of disconnection and loneliness.
Watch this episode for more valuable insights and practical tips on overcoming loneliness and aligning your spending with your values.
Let's get moving on our Happy Money Journey and spread the message of finding joy and purpose in our financial decisions. Stay tuned for more empowering episodes like this one, on the Happy Money Journey !
Watch the Brene Brown interview with Oprah here: https://www.youtube.com/watch?v=5RsPjFnNdw4
Enjoy the journey and have a fantastic week ahead! #HappyMoneyJourney #PodcastEpisode #Loneliness #SpendingHabit

S2E13 Cleaning up: Your wardrobe & wallet

Feeling overwhelmed by your wardrobe and wallet? Phoebe shares her top tips for a wardrobe cleanse, helping you find joy in what you wear and simplify your choices and it doesn't stop there! Phoebe also discusses the importance of decluttering your finances.
From cancelling unused subscriptions to organizing your paperwork, she guides you through the process step by step. By applying the principles of minimalism to both your wardrobe and finances, you can create space for abundance and gratitude in your life.
Download our workbook to help you check off those simple tasks that seem never-ending and get on top of your wardrobe and wallet with Phoebe. CLICK HERE: https://www.happymoneyjourney.com.au/...
Listen to the full episode on your favourite podcast platform and let's make this journey towards financial abundance a joyful one. See you there! #HappyMoneyJourney #declutteryourlife #financialfreedom