My Happy Money Journey with Phoebe Blamey

S2 E7: Business Trends

Welcome to the Happy Money Journey podcast with Phoebe Blamey! In this episode, Phoebe dives into the trends facing small businesses in 2024. From the impact of technology and AI to the importance of environmental consciousness, Phoebe shares valuable insights and tips for navigating the ever-changing business landscape.
Tune in to gain valuable knowledge and practical advice for your small business journey. 
Stay informed, stay engaged, and stay tuned for more episodes of the Happy Money Journey podcast! Follow us on socials at Happy Money Journey and connect with Phoebe Blamey on LinkedIn. Join us next week for another insightful episode. Let's embark on this journey together towards financial success and happiness!

S2 E6: How to move from scarcity to joy

Fear, lack, and scarcity can trap you in a cycle of negativity, hindering your ability to see the beauty and opportunities around you. So many of us are consumed by thoughts of financial limitations and this mindset perpetuates a cycle of lack. Embracing a mindset of abundance, generosity, and gratitude attracts positivity and success. There are practical steps to transition from scarcity to abundance, such as tidying up your environment, addressing financial obligations, and focusing on gratitude and joy. Take proactive steps to shift your mindset, and reach out for support if needed. Trust that challenging times will pass. There is power small actions, like connecting with loved ones and finding moments of joy, in fostering a positive outlook and attracting abundance. If you want more grab a copy of Your Money Mindset Journey ebook here https://www.happymoneyjourney.com.au/pl/2147725995 Wishing you a fantastic week ahead filled with positivity and abundance! Thank you for tuning in to the Happy Money Journey podcast.

S2 E5: Finding Financial Freedom

Hey there! Welcome to another episode of the Happy Money Journey podcast. I'm your host, Phoebe Blamey, and I'm thrilled to have you here with me today. In this episode, we're going to dive deep into the concept of financial freedom and explore how we can take control of our money to achieve it.
Financial freedom means different things to different people. For some, it's about meeting their financial goals or having a passive income that allows them to do whatever they want. Others see it as the ability to make choices with their money and not be constrained by financial limitations. During a dinner conversation with friends, I discovered that financial freedom can even be as simple as being able to go on holidays or dine out without worrying about the cost.
I came across a powerful quote that resonated with me: "Money can buy you happiness if you know what to do with it." This quote challenged the common belief that money is the root of all evil or that it can't bring happiness. It made me realize that our mindset and how we use our money play a significant role in our financial freedom.
However, there are societal stereotypes and gender biases that still affect our relationship with money. Despite 54% of Australian households having women as the main breadwinners, women are often portrayed in financial ads as frivolous spenders who lack financial knowledge. On the other hand, men are expected to be the providers and can face divorce if they are not in full-time work. These stereotypes need to be challenged and changed.
To achieve financial freedom, we need to take certain actions. Here are ten steps to get started:
Understand your thoughts: Examine your money scripts and how they impact your financial outcomes.
Practice gratitude: Be grateful for what you have, shifting from a scarcity mindset to an abundance mindset.
Change your language: Avoid negative statements about money and focus on positive affirmations.
Take responsibility: Own your money and make conscious decisions about how you use it.
Track your spending: Understand where your money goes and identify areas where you can make changes.
Cut unnecessary expenses: Avoid small, frequent purchases that add up over time.
Set up accounts for success: Separate your spending money from your bills and savings to have a clear financial picture.
Manage your debt: Take control of your debts and create a plan to pay them off.
Act now for your future: Start saving for retirement or investing a little extra each month.
Set boundaries: Establish clear boundaries around your money and avoid falling into unspoken agreements.
The most important step you can take right now is to have a deep dive into your spending. By examining your bank statements and identifying patterns, you can make small changes that will have a big impact on your financial freedom.
If you're looking for more guidance and support, check out our Mini Money Makeover course. It covers all the topics we discussed today, including mindset, budgeting, debt management, and creating a vision for your financial future.
Remember, achieving financial freedom is not something that happens by chance. It requires taking control of your money and making intentional choices. So, let's start this journey together and enjoy the process of creating a happier and more financially secure life.
Thank you for tuning in to this episode. Have a fantastic week, and remember to embrace your own Happy Money Journey!

S2 E4: Jules Brooke part 2 on being a woman of influence

In this second part of our two part episode we are back with special guest, Jules Brooke. Jules talks about how to be a women of influence. She discusses the importance of visibility, networking, podcasting, and other key pillars for women to become influential leaders. Join us as we delve into the challenges faced by women in business and discover strategies to overcome them. Let's continue to uplift and empower each other as we strive for success in our respective fields.
 
#PodcastEpisode #WomenInBusiness #Empowerment #Networking #Visibility #Influence #WomenOfInfluence #She'sTheBoss #JulesBrooke
 
Don't miss this inspiring conversation with a true woman of influence.
 
Author of invisible woman. Caroline Criado-Perez.

S2 E4: Jules Brooke part 1 on creating communities

In this first part of our two part episode. we have a special guest, Jules Brooke. Jules shares her journey of starting the She's the Boss group during COVID and how it has become a platform for empowering women in business. She discusses the importance of visibility, networking, podcasting, and other key pillars for women to become influential leaders. Join us as we delve into the challenges faced by women in business and discover strategies to overcome them. Let's continue to uplift and empower each other as we strive for success in our respective fields.
 
#PodcastEpisode #WomenInBusiness #Empowerment #Networking #Visibility #Influence #WomenOfInfluence #She'sTheBoss #JulesBrooke
 
Don't miss this inspiring conversation with a true woman of influence.
 
Author of invisible woman. Caroline Criado-Perez.

S2 E3: The strategy to make your business THRIVE!

In this week's episode, we dive into the world of business strategy and how it can shape the success of your business. Many entrepreneurs start their ventures based on instinct, without putting much thought into a formal strategy. While traditional business plans can be lengthy and inflexible, a well-defined strategy provides direction, helps set goals, and allows for adaptation to the ever-changing business landscape.
To help you apply the Strategy Diamond to your own business, we provide a downloadable worksheet in the show notes. Whether you're a side hustler, a manager, or an aspiring entrepreneur, developing a clear strategy will guide your decision-making and drive your business forward. https://www.happymoneyjourney.com.au/pl/2148201530
 
Join us next week for another exciting episode and meanwhile enjoy your journey

S2 E2: How to have tough (money) conversations

How do we then communicate that with our partners when it comes to money? These wonderful people are  part of our lives and can be part of our beautiful vision for our future and ourselves, unless of course we don't have conversations where we express our needs!!  So I thought that this week we might talk about putting our vision into action with a partner, but also having some of those really difficult and  confronting money conversations.

S2 E1: Creating your vision for 2024

The New Year absolutely crept up on us so you might be feeling a little unprepared, but there is no time like the present to create a vision for your year ahead! Starting your year with resolutions and intentions helps us to make good decisions about our future, and more importantly, ensures our journey aligns with our dreams. But how do we make sure we’re setting a real intention and not just a wishy-washy New Year’s resolution? This week we are going to show yu how to create your own VISION and ACTIONS!!! 
 
FREE DOWNLOAD HERE - Personal & Business Vision Template:
https://www.happymoneyjourney.com.au/pl/2148161803
 
Pru Chapman - https://theownerscollective.com/
 
Credit: Cameron Herold "Double Double"

Episode 32 How to connect at Christmas without going broke

Episode 31 How to really get on top of your spending

Starting is the hardest part. Know that the sooner you build these foundations the closer you are to financial freedom. So grab your latest paycheck, write down your priorities, and make a plan.
Take time out and write down what matters to you. Then put these values in order of most importance. Be honest with yourself and asses for spending your money on really means for you. This could be your love for your home and being surrounded by art and indoor plants, so paying your rent or mortgage, home repairs and improvements, and even bills are important to you.