My Happy Money Journey: money for mid life women with Phoebe Blamey

S3_E21 Practically debt-free: how to pay debt without losing your joy.

Description:In this empowering episode of My Happy Money Journey, Phoebe gets raw and real about debt—and how to break free from it without sacrificing your sanity, dignity, or your weekly catch-up with the girls.
We’re talking credit cards, buy-now-pay-later traps, personal loans, and the sneaky shame that rides shotgun with them. If you’ve ever shoved a credit card bill in a drawer and hoped for the best—this one’s for you.
You’ll learn:
Why debt is not a character flaw (and you’re not broken)
The #1 thing to do before you pay off a single cent
Avalanche vs. Snowball strategies—and how to pick what suits YOU
How to cut spending without killing your joy
Why a financial safety net is your best defence against falling back in
Resources:
Download the FREE Debt Clarity Worksheet
Join the Happy Honeys Facebook Group
Check out the Spend Cleanse and upcoming Debt Destruction course
Listen to last week’s guest Bonnie Lee on EFT for financial healing
Quote of the Episode:“Debt is not your personality—it’s just a situation. And it’s one we can handle, together.”
Subscribe & Share:If this episode helped you feel more empowered around money, share it with a woman who needs it. Debt is temporary. You are a force of nature.

S3_E20 Part 2 Unlocking abundance through emotional freedom technique with Bonnie-Lea Elizabeth

Episode Title: Unlocking Financial Freedom with EFT Tapping
Host: Phoebe BlameyGuest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach
Episode Summary:Ever feel like money stress has a tight grip on your life? In this episode, we dive deep into the power of Emotional Freedom Techniques (EFT) with Bonnie Lee Elizabeth, a self-expression and embodiment coach who helps people rewire their money mindset and manifest financial abundance.
From navigating debt anxiety to breaking free from scarcity thinking, Bonnie shares how tapping can be a game-changer in shifting our beliefs and emotions around money. We also explore the link between financial stress and physical health, the importance of completing the stress cycle, and practical steps to incorporate EFT into your daily routine. Plus, get a sneak peek into our upcoming Debt Destruction course, where Bonnie will be guiding you through tapping techniques to clear financial blocks and build lasting wealth.
What We Cover:
What EFT tapping is and how it works
The connection between financial stress, emotional blocks, and physical health
How to use EFT to shift from scarcity to abundance
The power of manifestation and how mindset impacts financial success
How collective tapping in a group can amplify results
Why gratitude is a key component of financial growth
Free Resource:Download our exclusive EFT Tapping Guide to start clearing your money blocks today! [Insert link]
Connect with Bonnie:Instagram: @goddessawakened.coWebsite: www.goddessawakened.co
Join the Debt Destruction Course:Want to go deeper? Bonnie-Lea is teaming up with us for Debt Destruction, a course designed to help you clear your financial blocks, take control of your money, and step into financial freedom. Stay tuned for details!
 

S3_E20 Part 1 Unlocking abundance through emotional freedom technique with Bonnie-Lea Elizabeth

Host: Phoebe BlameyGuest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach
Episode Summary:Ever feel like money stress has a tight grip on your life? In this episode, we dive deep into the power of Emotional Freedom Techniques (EFT) with Bonnie Lee Elizabeth, a self-expression and embodiment coach who helps people rewire their money mindset and manifest financial abundance.
From navigating debt anxiety to breaking free from scarcity thinking, Bonnie shares how tapping can be a game-changer in shifting our beliefs and emotions around money. We also explore the link between financial stress and physical health, the importance of completing the stress cycle, and practical steps to incorporate EFT into your daily routine. Plus, get a sneak peek into our upcoming Debt Destruction course, where Bonnie will be guiding you through tapping techniques to clear financial blocks and build lasting wealth.
What We Cover:
What EFT tapping is and how it works
The connection between financial stress, emotional blocks, and physical health
How to use EFT to shift from scarcity to abundance
The power of manifestation and how mindset impacts financial success
How collective tapping in a group can amplify results
Why gratitude is a key component of financial growth
Free Resource:Download our exclusive EFT Tapping Guide to start clearing your money blocks today! LINK
Connect with Bonnie:Instagram: @goddessawakened.coWebsite: www.goddessawakened.co
Join the Debt Destruction Course:Want to go deeper? Bonnie is teaming up with us for Debt Destruction, a course designed to help you clear your financial blocks, take control of your money, and step into financial freedom. Stay tuned for details!
 

S3_E19 Starting Over Financially

Life can throw some serious curveballs—divorce, the loss of a partner, a business collapse, kids leaving home. Suddenly, you're in the financial driver’s seat, whether you were ready for it or not. And that can feel overwhelming. But here’s the thing: You can rebuild, reclaim, and reset your financial life.
In today’s episode, I walk you through the steps to take control after a financial upheaval—without getting stuck in regret or fear. We’ll cover:
✅ How to start healing from financial trauma✅ The first steps to getting clarity on your money✅ Smart strategies to cut the financial clutter and start fresh✅ How to rebuild confidence in your financial future✅ Why your support system is everything (and how to find the right people)
I’ve been where you are. And trust me—this does get better.
🎁 Freebie Alert!Don’t forget to grab my 30-Day Spend Cleanse—your roadmap to resetting your spending habits and taking control. Links in the show notes!
💡 Episode Highlights🔹 [00:02:00] The emotional side of money—why we feel vulnerable and out of control🔹 [00:05:00] Step one: Letting go and forgiving yourself for past financial mistakes🔹 [00:07:00] Taking stock: Understanding your financial reality🔹 [00:09:00] Spending audit challenge—where’s your money really going?🔹 [00:12:00] Dream big: Manifesting your future financial success🔹 [00:14:00] Small, consistent steps = long-term financial transformation🔹 [00:16:00] Gratitude as a tool to shift from scarcity to abundance🔹 [00:18:00] Surrounding yourself with the right mentors, experts, and friends🔹 [00:20:00] Continual learning: The key to thriving on your money journey
📌 Resources & Links🔗 Grab the 30-Day Spend Cleanse freebie here: 🔗 Join our Happy Money Journey Facebook group: Happy Honeys on a Happy Money Journey🔗 Follow me on Instagram for more money tips: @thehappymoneyjourney
🎧 Loved this episode?Share it with a friend who needs a financial reset! And don’t forget to subscribe so you never miss an episode.

S3_E18 (part 3) How to Beat Burnout and Live a Life of Adventure with Tracey Wright

Intuitive Living and the Pitfalls of Diet Culture with Tracey Wright 🌿✨
In this episode, Phoebe Blamey continues her conversation with Tracey Wright, focusing on the profound impact of diet culture and the benefits of intuitive living. Tracey shares insights from her 15 years in the well-being space, challenging common misconceptions about nutrition's role in health and emphasizing the importance of connection, purpose, and intuitive eating. They explore how diet culture and media marketing prey on insecurities, promoting disordered eating, and the value of focusing on activities that truly make us feel good. The discussion also covers the impact of COVID-19, the importance of nature and community in achieving a balanced life, and how spending time outdoors can foster better environmental and social consciousness.
Chapters:
00:00 Introduction and Podcast Overview
00:34 Welcome to Happy Money Journey
00:54 Sponsor Message: Entourage Finance and Property
01:16 Discussion on Diet Culture
02:44 Intuitive Eating and Health
05:58 The Role of Food in Our Lives
10:38 Personal Reflections and Advice
14:28 Impact of COVID and Corporate Shift
15:57 Work-Life Balance and Community
18:40 Environmental Consciousness and Nature
19:51 Conclusion and Final Thoughts

S3_E18 (part 2) How to Beat Burnout and Live a Life of Adventure - with Tracey Wright

Corporate True Grit 🌧️💪🏼: How Adventure Builds Resilience
If you're ready to learn how facing adversity head-on can help you rediscover your inner strength, deepen friendships, and navigate life's toughest moments, you won't want to miss this.
In this episode, Phoebe Blamey sits down with Tracey Wright to explore the transformative power of nature and adversity. They discuss how stepping outside and embracing challenges can enhance leadership, improve employee well-being, and reduce stress. Trac2y delves into the importance of intuitive living, the limitations of current corporate wellness programs, and the disconnect between adult behaviors and what we expect from children. The episode intersects with financial advice, advocating for a life driven by experiences rather than material possessions. Sponsored by Entourage Finance and Property, this discussion aims to inspire listeners to rethink traditional workplace practices and lifestyle habits to foster true well-being.
 
Chapters: 
 
00:00 Introduction to Overcoming Adversity
00:40 Welcome to My Happy Money Journey
01:00 Sponsor Message: Entourage Finance and Property
01:22 Avoiding Overwhelm and Burnout
01:46 Intuitive Living and Breaking Societal Norms
06:01 Corporate Well-being and Mental Models
11:58 The Importance of Communication and Trust
13:10 Outdoor Activities for Team Building
14:49 Qualifications and Holistic Well-being
17:17 Gender Dynamics in Corporate Health
20:24 Conclusion and Final Thoughts
 

S3_E18 (part 1) How to Beat Burnout and Live a Life of Adventure - with Tracey Wright

 
From Chef Hats 👩🏻‍🍳 to Hiking Boots 🥾: How Adventure Can Change Your Life
Ever felt like life’s passing you by, wondering if it’s too late to start something new?
 
In this episode of 'My Happy Money Journey,' Phoebe Blamey invites Tracey Wright, owner of Take Shape Adventures, and a seasoned health and fitness expert, to share her transformative journey into adventure and outdoor activities. Tracey talks about her early challenges, the shift in her understanding of well-being during COVID, and the positive impact of hiking and nature on physical, mental, and emotional health. Discover how adaptability, resilience, and connection can lead to a more fulfilling life and why adventure could be the missing piece in your wellness puzzle.
 
What You Will Learn:
How to recognize your "now-or-never" moments and seize them with courage
Strategies for overcoming self-doubt when taking risks
How authentic connections made through adventure can profoundly impact your life
Ways to break free from routines and inject joy and purpose into everyday living
 Chapters: 
00:00 Introduction to a Healthier, Happier Life
01:06 Meet Tracy Wright: Adventure and Resilience
02:51 Tracy's Journey into Fitness and Adventure Racing
04:35 The Birth of an Adventure Company
06:51 The Transformative Power of Hiking
07:36 Embracing Unpredictability and Teamwork
09:05 The Importance of Outdoor Activities
12:57 Balancing Life and Adventure
17:57 The Value of Well-being Over Productivity
20:35 Conclusion and Next Steps
 
 
 

S3_International Womens Day BONUS EPISODE

Happy International Women's Day! Today, we're diving deep into how money can truly empower us as women. Many of us carry fears around finance, but it's time to step out of scarcity and into our financial power. Money isn't just currency; it's freedom, choice, and independence.
Phoebe shares her personal insights, including powerful stories from her own family, highlighting the dangers of financial dependency. She busts myths about women's investment abilities, revealing surprising truths—women investors consistently outperform men due to their patience and long-term strategic thinking.
You'll learn about accessible, low-maintenance investment strategies, like Exchange Traded Funds (ETFs), and practical tips to begin your financial education journey. We also discuss overcoming the gender investment gap and taking control of your financial worth in both careers and personal life.
Tune in to discover:
Why money is crucial to personal empowerment and freedom.
Practical advice on simple investment strategies like ETFs.
How to confidently negotiate your worth at work.
Steps to break free from financial dependency.
Remember, financial independence is your path to freedom. It's your life—make it rich in every way possible.
Connect with us:
Join our Facebook community of empowered women.
Follow, share your thoughts, and keep the conversation going!
Happy International Women’s Day—let's celebrate by stepping boldly into our financial strength.

S3_E17 Three life changing lessons from Financial Feb Fast

Have you ever wondered where your money really goes? Or felt like your finances could use a serious reset? That’s exactly what Financial FebFast was all about, and in this episode, I’m sharing the biggest lessons learned—so you can take action and transform your spending habits today!
For a month, I went live daily, sharing insights, answering questions, and testing real strategies to help you take control of your money. And from those discussions, three powerful themes emerged:
Know where your money goes – You’ll be shocked at how much those little transactions add up. I’ll show you a simple exercise to track every dollar.
Get organized – Managing money doesn’t have to be overwhelming. I’ll walk you through a smart, stress-free system to budget without feeling restricted.
Use gratitude to control spending – The secret to spending less? It’s not just about willpower—it’s about mindset. I’ll explain how gratitude can help you stop impulse spending for good.
Don’t miss this episode—it’s packed with practical steps to help you reset your spending, get organized, and feel good about your finances. Plus, stick around for details on my free 30-Day Spend Cleanse Daily Tip Sheet and an exclusive discount on the full Spend Cleanse Program!
Resources & Links:
Download the 30-Day Spend Cleanse Daily Tip Sheet and worksheet here 
Watch all my Financial FebFast lives on our YouTube playlist
Join the Spend Cleanse Program with 25% off using code Thrive25

S3_E16 part 3 The Happy Sales Journey with Frances Pratt

Leaving a secure, high-paid sales career to start your own business is both exciting and terrifying. In this episode, I sit down with Frances Pratt, sales expert and author of More Sales, Less Marketing, to discuss how she transitioned from a successful commission-based sales role to launching her own business. She shares the tough decisions, the unexpected challenges, and the lessons she learned along the way.
What You’ll Learn in This Episode:✔️ The reality of leaving a high-paying sales job to start a business✔️ Why making yourself redundant can be the best move for your career✔️ How to find and validate your next business idea✔️ Why selling isn’t just about closing deals—it’s about relationships
Key Quote:"You can’t see what you can’t see. But someone else can come in and almost see it immediately." – Frances Pratt
Resources & Links:🔗 Frances Pratt’s book More Sales, Less Marketing 🔗 Connect with Frances: https://www.metisan.com.au/🔗 Follow Frances on Linked In: https://www.linkedin.com/in/franpratt/
🎧 Listen Now!