My Happy Money Journey: money for mid life women with Phoebe Blamey
Life changes as we get older. Kids grow up. Parents need care. Divorce, grief, and career curveballs can hit hard and suddenly, by choice or by chance, you’re in the financial driver’s seat.
My Happy Money Journey is the go to money podcast for women over 40 in Australia who are ready to take control of their finances, pay off debt, buy a home, invest build wealth, and live a fabulous life!
Phoebe Blamey is a bestselling author, former award winning financial services business owner turned small business coach. The podcast explores real conversations about money, midlife transitions, financial freedom, and difficult topics like sexually transmitted debt, death, inheritance and spending, all while making money simple, manageable and doable. This is real money talk for real people.
Super qualified Phoebe has a Graduate Certificate in Financial Planning, a Diploma in Mortgage Broking, an MBA, and a Graduate Certificate in Executive Coaching Phoebe brings 20+ years of expertise to help women heal their money stories, make smart financial choices, and thrive in this powerful life stage.
Disclaimer: The information in this podcast is general in nature and does not constitute personal financial advice or recommendations.
Life changes as we get older. Kids grow up. Parents need care. Divorce, grief, and career curveballs can hit hard and suddenly, by choice or by chance, you’re in the financial driver’s seat.
My Happy Money Journey is the go to money podcast for women over 40 in Australia who are ready to take control of their finances, pay off debt, buy a home, invest build wealth, and live a fabulous life!
Phoebe Blamey is a bestselling author, former award winning financial services business owner turned small business coach. The podcast explores real conversations about money, midlife transitions, financial freedom, and difficult topics like sexually transmitted debt, death, inheritance and spending, all while making money simple, manageable and doable. This is real money talk for real people.
Super qualified Phoebe has a Graduate Certificate in Financial Planning, a Diploma in Mortgage Broking, an MBA, and a Graduate Certificate in Executive Coaching Phoebe brings 20+ years of expertise to help women heal their money stories, make smart financial choices, and thrive in this powerful life stage.
Disclaimer: The information in this podcast is general in nature and does not constitute personal financial advice or recommendations.
Episodes
Tuesday Mar 11, 2025
Tuesday Mar 11, 2025
Intuitive Living and the Pitfalls of Diet Culture with Tracey Wright 🌿✨
In this episode, Phoebe Blamey continues her conversation with Tracey Wright, focusing on the profound impact of diet culture and the benefits of intuitive living. Tracey shares insights from her 15 years in the well-being space, challenging common misconceptions about nutrition's role in health and emphasizing the importance of connection, purpose, and intuitive eating. They explore how diet culture and media marketing prey on insecurities, promoting disordered eating, and the value of focusing on activities that truly make us feel good. The discussion also covers the impact of COVID-19, the importance of nature and community in achieving a balanced life, and how spending time outdoors can foster better environmental and social consciousness.
Chapters:
00:00 Introduction and Podcast Overview
00:34 Welcome to Happy Money Journey
00:54 Sponsor Message: Entourage Finance and Property
01:16 Discussion on Diet Culture
02:44 Intuitive Eating and Health
05:58 The Role of Food in Our Lives
10:38 Personal Reflections and Advice
14:28 Impact of COVID and Corporate Shift
15:57 Work-Life Balance and Community
18:40 Environmental Consciousness and Nature
19:51 Conclusion and Final Thoughts
Tuesday Mar 11, 2025
Tuesday Mar 11, 2025
Corporate True Grit 🌧️💪🏼: How Adventure Builds Resilience
If you're ready to learn how facing adversity head-on can help you rediscover your inner strength, deepen friendships, and navigate life's toughest moments, you won't want to miss this.
In this episode, Phoebe Blamey sits down with Tracey Wright to explore the transformative power of nature and adversity. They discuss how stepping outside and embracing challenges can enhance leadership, improve employee well-being, and reduce stress. Trac2y delves into the importance of intuitive living, the limitations of current corporate wellness programs, and the disconnect between adult behaviors and what we expect from children. The episode intersects with financial advice, advocating for a life driven by experiences rather than material possessions. Sponsored by Entourage Finance and Property, this discussion aims to inspire listeners to rethink traditional workplace practices and lifestyle habits to foster true well-being.
Chapters:
00:00 Introduction to Overcoming Adversity
00:40 Welcome to My Happy Money Journey
01:00 Sponsor Message: Entourage Finance and Property
01:22 Avoiding Overwhelm and Burnout
01:46 Intuitive Living and Breaking Societal Norms
06:01 Corporate Well-being and Mental Models
11:58 The Importance of Communication and Trust
13:10 Outdoor Activities for Team Building
14:49 Qualifications and Holistic Well-being
17:17 Gender Dynamics in Corporate Health
20:24 Conclusion and Final Thoughts
Tuesday Mar 11, 2025
Tuesday Mar 11, 2025
From Chef Hats 👩🏻🍳 to Hiking Boots 🥾: How Adventure Can Change Your Life
Ever felt like life’s passing you by, wondering if it’s too late to start something new?
In this episode of 'My Happy Money Journey,' Phoebe Blamey invites Tracey Wright, owner of Take Shape Adventures, and a seasoned health and fitness expert, to share her transformative journey into adventure and outdoor activities. Tracey talks about her early challenges, the shift in her understanding of well-being during COVID, and the positive impact of hiking and nature on physical, mental, and emotional health. Discover how adaptability, resilience, and connection can lead to a more fulfilling life and why adventure could be the missing piece in your wellness puzzle.
What You Will Learn:
How to recognize your "now-or-never" moments and seize them with courage
Strategies for overcoming self-doubt when taking risks
How authentic connections made through adventure can profoundly impact your life
Ways to break free from routines and inject joy and purpose into everyday living
Chapters:
00:00 Introduction to a Healthier, Happier Life
01:06 Meet Tracy Wright: Adventure and Resilience
02:51 Tracy's Journey into Fitness and Adventure Racing
04:35 The Birth of an Adventure Company
06:51 The Transformative Power of Hiking
07:36 Embracing Unpredictability and Teamwork
09:05 The Importance of Outdoor Activities
12:57 Balancing Life and Adventure
17:57 The Value of Well-being Over Productivity
20:35 Conclusion and Next Steps
Saturday Mar 08, 2025
S3_International Womens Day BONUS EPISODE
Saturday Mar 08, 2025
Saturday Mar 08, 2025
Happy International Women's Day! Today, we're diving deep into how money can truly empower us as women. Many of us carry fears around finance, but it's time to step out of scarcity and into our financial power. Money isn't just currency; it's freedom, choice, and independence.
Phoebe shares her personal insights, including powerful stories from her own family, highlighting the dangers of financial dependency. She busts myths about women's investment abilities, revealing surprising truths—women investors consistently outperform men due to their patience and long-term strategic thinking.
You'll learn about accessible, low-maintenance investment strategies, like Exchange Traded Funds (ETFs), and practical tips to begin your financial education journey. We also discuss overcoming the gender investment gap and taking control of your financial worth in both careers and personal life.
Tune in to discover:
Why money is crucial to personal empowerment and freedom.
Practical advice on simple investment strategies like ETFs.
How to confidently negotiate your worth at work.
Steps to break free from financial dependency.
Remember, financial independence is your path to freedom. It's your life—make it rich in every way possible.
Connect with us:
Join our Facebook community of empowered women.
Follow, share your thoughts, and keep the conversation going!
Happy International Women’s Day—let's celebrate by stepping boldly into our financial strength.
Thursday Mar 06, 2025
S3_E17 Three life changing lessons from Financial Feb Fast
Thursday Mar 06, 2025
Thursday Mar 06, 2025
Have you ever wondered where your money really goes? Or felt like your finances could use a serious reset? That’s exactly what Financial FebFast was all about, and in this episode, I’m sharing the biggest lessons learned—so you can take action and transform your spending habits today!
For a month, I went live daily, sharing insights, answering questions, and testing real strategies to help you take control of your money. And from those discussions, three powerful themes emerged:
Know where your money goes – You’ll be shocked at how much those little transactions add up. I’ll show you a simple exercise to track every dollar.
Get organized – Managing money doesn’t have to be overwhelming. I’ll walk you through a smart, stress-free system to budget without feeling restricted.
Use gratitude to control spending – The secret to spending less? It’s not just about willpower—it’s about mindset. I’ll explain how gratitude can help you stop impulse spending for good.
Don’t miss this episode—it’s packed with practical steps to help you reset your spending, get organized, and feel good about your finances. Plus, stick around for details on my free 30-Day Spend Cleanse Daily Tip Sheet and an exclusive discount on the full Spend Cleanse Program!
Resources & Links:
Download the 30-Day Spend Cleanse Daily Tip Sheet and worksheet here
Watch all my Financial FebFast lives on our YouTube playlist
Join the Spend Cleanse Program with 25% off using code Thrive25
Wednesday Feb 26, 2025
S3_E16 part 3 The Happy Sales Journey with Frances Pratt
Wednesday Feb 26, 2025
Wednesday Feb 26, 2025
Leaving a secure, high-paid sales career to start your own business is both exciting and terrifying. In this episode, I sit down with Frances Pratt, sales expert and author of More Sales, Less Marketing, to discuss how she transitioned from a successful commission-based sales role to launching her own business. She shares the tough decisions, the unexpected challenges, and the lessons she learned along the way.
What You’ll Learn in This Episode:✔️ The reality of leaving a high-paying sales job to start a business✔️ Why making yourself redundant can be the best move for your career✔️ How to find and validate your next business idea✔️ Why selling isn’t just about closing deals—it’s about relationships
Key Quote:"You can’t see what you can’t see. But someone else can come in and almost see it immediately." – Frances Pratt
Resources & Links:🔗 Frances Pratt’s book More Sales, Less Marketing 🔗 Connect with Frances: https://www.metisan.com.au/🔗 Follow Frances on Linked In: https://www.linkedin.com/in/franpratt/
🎧 Listen Now!
Wednesday Feb 26, 2025
S3_E16 part 2 More Sales Less Marketing with Frances Pratt
Wednesday Feb 26, 2025
Wednesday Feb 26, 2025
"Marketing without sales is just noise. Sell first, market later." – Frances Pratt
Are you spending too much time on marketing and not enough on selling? Many business owners fall into the trap of focusing on branding, social media, and content—without actually making sales. In Part 3, Frances Pratt explains why sales should come first and how to make marketing work for you, not against you.
What You’ll Learn in This Episode:✔️ Why many entrepreneurs focus too much on marketing—and what to do instead✔️ The difference between selling and marketing (and why both matter)✔️ How to test your offer before investing in big marketing campaigns✔️ How to align sales and marketing for long-term business success
Resources & Links:🔗 Frances Pratt’s book More Sales, Less Marketing Link to Amazon 🔗 Work with Frances: https://www.metisan.com.au/🔗 Free sales training: https://www.metisan.com.au/resources
🎧 Listen Now!
Wednesday Feb 26, 2025
S3_E16 part 1 Sales as a life skill with Frances Pratt
Wednesday Feb 26, 2025
Wednesday Feb 26, 2025
Do you hesitate when stating your price? Fear rejection when asking for the sale? You’re not alone. In Part 1 of our conversation, Frances Pratt reveals why so many of us struggle with selling—and how to shift your mindset to make sales feel easy, natural, and empowering.
What You’ll Learn in This Episode:✔️ Why selling isn’t about convincing—it’s about guiding✔️ How to reframe objections as buying signals✔️ The power of confidence in pricing your services✔️ Why selling is more about listening than speaking
Key Quote:"Handling objections is the worst term. You handle a snake. A question means someone is considering buying from you." – Frances Pratt
Resources & Links:🔗 Frances Pratt’s book More Sales, Less Marketing link here🔗 Work with Frances: https://www.metisan.com.au/🔗 Join the conversation
🎧 Listen Now!
Wednesday Feb 19, 2025
S3 E15 From fear to fabulous in three money moves
Wednesday Feb 19, 2025
Wednesday Feb 19, 2025
💰 Do you ever get to the end of a pay cycle and realize you have nothing left—right before a bill arrives? It’s frustrating, stressful, and can make you feel like you’ll never get ahead. I’ve been there! Seriously!
In this episode of My Happy Money Journey, I’m sharing the three money moves that completely transformed my financial life.
✅ The Two-Account System – A simple setup that stops accidental overspending and gives you guilt-free spending money.✅ Investing Over Saving – Why relying on savings alone is keeping you stuck and how to start investing with minimal effort.✅ The Cash Cushion Strategy – How to prepare for life’s unexpected expenses without stressing or using credit.
These three moves took me from financial stress to security and confidence—without overcomplicating things (because who's got time for that).
Resources & Links Mentioned in This Episode:
🔹 Entourage Finance & Property – Our sponsor for today’s episode. Find out how they can help you grow your wealth through property: www.entourage.com.au
🔹 The Australian Finance Podcast – A great resource to learn more about investing: www.raskmedia.com.au/the-australian-finance-podcast
🔹 ATO (Australian Tax Office) Guide on Investing & Tax Implications – Make sure you understand how tax applies to investments: www.ato.gov.au/investing
🔹 Phoebe Blamey’s Website – Check out my courses, sign up for the newsletter, and get more money management resources: www.phoebeblamey.com.au
Join the Conversation:
I’d love to hear your thoughts on this episode! Comment below, share your experience, or let me know which of these three money moves you’re going to try first.
If you found this episode helpful, share it with a friend who needs to hear it.
Let’s break the cycle of financial stress together.
💡 Subscribe to My Happy Money Journey: Never miss an episode—hit subscribe on your favorite podcast platform and follow along on your financial transformation!
🎧 Listen Now
Wednesday Feb 12, 2025
S3_E14 Funding your Dreams with Sarah Ingram from Entourage
Wednesday Feb 12, 2025
Wednesday Feb 12, 2025
What if financing wasn’t overwhelming but actually empowering? In this episode, we’re diving deep into asset finance, debt consolidation, and business lending with Sarah Ingram, a highly qualified finance expert with over 10 years in the finance industry and 15 years in client management.
Sarah has built her career on helping people and businesses find the best financial solutions—whether it’s securing funding for essential equipment, upgrading to a reliable car, or consolidating debt.
What You’ll Learn in This Episode:
✅ What is asset finance? It’s more than just cars—think trucks, medical equipment, office fit-outs, and more.✅ Debt consolidation myths: Is a personal loan really a bad option? Sarah breaks it down.✅ Business finance for women: Why women tend to be more risk-averse in business—and how we can change that.✅ The power of perception: How the car you drive (yes, really!) can impact your confidence and even your business success.✅ Avoiding finance traps: What to watch out for when taking out a loan, and why asking questions is your financial superpower.
Meet Sarah Ingram
Sarah’s journey into finance started with a love of cars (thanks to a little influence from her dad!) and evolved into a passion for helping people navigate the financial world with confidence. Sarah has a Bachelor of Business (International Business & Economics), an Advanced Diploma of Business (International Business), and a Certificate IV in Finance,
She believes that finance shouldn’t be intimidating—whether you’re buying a new car, financing a major business purchase, or consolidating debt, there’s always a solution that fits your needs.
Sarah works with over 25 lenders, ensuring that her clients have access to the best finance options available. She is known for her exceptional client service, deep industry knowledge, and ability to create tailored solutions that truly make a difference.
Listen Because
Sarah has a unique ability to make finance feel safe and approachable, especially for women navigating big financial decisions. From helping a client get out of debt and into a more affordable car to working with business owners who are confused about borrowing options, Sarah shares practical strategies that can help you move forward with confidence.
Whether you’re thinking about financing a car, growing your business, or just want to understand your options better, this episode is a must-listen.
Connect with Sarah
Sarah is known for her personalised approach to finance, and she’s happy to answer any questions. Get in touch with her at https://entourage.com.au/service-category/asset-finance/
🎧 Listen now and take control of your financial future!






